Isnurhadi et al. 2020. IDENTIFYING THE FACTORS DETERMINING OF MUSLIMS’ INTENTION TO ADOPT ISLAMIC BANKING IN THE LOCAL REGION: RELIGIOSITY AS MODERATING VARIABLE: Religiosity as Moderating Variable. Humanities & Social Sciences Reviews. 8, 2 (Apr. 2020), 482–487. DOI:https://doi.org/10.18510/hssr.2020.8255.