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DETERMINING THE INFRASTRUCTURE AND CREATING THE NEED TO ESTABLISH MOBILE PAYMENT IN IRAN
Corresponding Author(s) : Asadollah Kordnaeij
Humanities & Social Sciences Reviews,
Vol. 8 No. 6 (2020): November
Abstract
Purpose of the study: The purpose of this study was to explain the infrastructure and the need to establish a mobile payment in Iran in the form of a phenomenological study.
Methodology: In this study, experts active in the first mobile organization in Tehran have been selected as the statistical population of the study. In this study, sampling was continued until the research structures reached the data saturation level. So that newer interviews did not add a new variable to the previous variables. This saturation is achieved in the fifteenth interview. However, to ensure the expressed saturation, four more interviews were conducted and the number of sample members reached 19 of these people. To improve the validity and reliability of the research, all interviews were recorded with the knowledge of the participants, and key points were reviewed to extract. After announcing the agreement, an interview was held with the focus on perception, perception, and desired indicators for an infrastructure model and the need to establish a mobile payment in Iran.
Results: According to the findings, two models were presented to explain the need for mobile payment deployment in Iran with three main factors of deployment strategies, technical strategies, and management-marketing strategies, and a model to explain mobile payment deployment infrastructure in Iran with four main cost factors. Infrastructure, management infrastructure, hardware infrastructure, and software infrastructure were designed and developed.
Applications of this study: Finally, it was suggested that by modeling the models presented in this study at the level of national strategies, it is possible to provide the grounds for the establishment of mobile payment in Iran.
The novelty of the study: The novelty of this research is the establishment of mobile payment in Iran in the form of phenomenology.
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- Badra, M., & Badra, R. B. (2016). A lightweight security protocol for NFC-based mobile payments. Procedia Computer Science, 83, 705-711.†https://doi.org/10.1016/j.procs.2016.04.156 DOI: https://doi.org/10.1016/j.procs.2016.04.156
- Baltar, F., & Brunet, I. (2012). Social research 2.0: virtual snowball sampling method using Facebook. Internet research., 22(1), 57-74. https://doi.org/10.1108/10662241211199960 DOI: https://doi.org/10.1108/10662241211199960
- Basci, E. (2016). A critical look‎ at‎“marketing, consumption, and societyâ€â€Ž by‎ anti-consumerists: A qualitative and‎ interdisciplinary model of anti-consumerism. International Journal of Marketing Studies, 8(5), 15.†https://doi.org/10.5539/ijms.v8n5p15 DOI: https://doi.org/10.5539/ijms.v8n5p15
- Brown, J. W., Chen, S. L., Mitchell, C., & Province, A. (2007). Helpâ€seeking by older husbands caring for wives with dementia. Journal of advanced nursing, 59(4), 352-360.. https://doi.org/10.1111/j.1365-2648.2007.04290.x DOI: https://doi.org/10.1111/j.1365-2648.2007.04290.x
- Chen, J. J., & Adams, C. (2005, December). User acceptance of mobile payments: a theoretical model for mobile payments. In Proceedings of the Fifth International Conference on Electronic Business (ICEB), Hong Kong.†pp. 619 - 624.
- Chin, W. W. (1998). Commentary: Issues and opinion on structural equation modeling.†MIS Quarterly.22(1). pp. vii-xvi.
- Edwards-Joseph, A., & Baker, S. (2014). Factors Caribbean overseas students perceive influence their academic self-efficacy. Journal of International Students, 4(1), 48-59. DOI: https://doi.org/10.32674/jis.v4i1.496
- Gong, X., Zhang, K. Z., Chen, C., Cheung, C. M., & Lee, M. K. (2020). What drives trust transfer from web to mobile payment services? The dual effects of perceived entitativity. Information & Management, 57(7), 103250. https://doi.org/10.1016/j.im.2019.103250 DOI: https://doi.org/10.1016/j.im.2019.103250
- Goulding, C. (2000). Grounded theory methodology and consumer behaviour, procedures, practice and pitfalls. ACR North American Advances., 27(1).
- Guo, J., & Bouwman, H. J. T. P. (2016). An analytical framework for an m-payment ecosystem: A merchants׳ perspective. 40(2-3), 147-167. https://doi.org/10.1016/j.telpol.2015.09.008 DOI: https://doi.org/10.1016/j.telpol.2015.09.008
- Havard, C. T., & Eddy, T. (2013). Qualitative assessment of rivalry and conference realignment in intercollegiate athletics. Journal of Issues in Intercollegiate Athletics, 6, 216-235.
- Humbani, M., & Wiese, M. (2018). A cashless society for all: Determining consumers’ readiness to adopt mobile payment services. Journal of African Business, 19(3), 409-429. https://doi.org/10.1080/15228916.2017.1396792 DOI: https://doi.org/10.1080/15228916.2017.1396792
- Mallat, N. J. T. J. o. S. I. S. (2007). Exploring consumer adoption of mobile payments–A qualitative study. 16(4), 413-432. https://doi.org/10.1016/j.jsis.2007.08.001 DOI: https://doi.org/10.1016/j.jsis.2007.08.001
- Malomi.N. (2012). Study and explanation of knowledge in the strategy, structure and human resource management processes of the Industrial Development and Renovation Organization of Iran. Mehr Alborz Higher Education Institute. (In Persian).
- Slade, E. L., Williams, M. D., & Dwivedi, Y. K. J. T. M. R. (2013). Mobile payment adoption: Classification and review of the extant literature. 13(2), 167-190. https://doi.org/10.1362/146934713X13699019904687 DOI: https://doi.org/10.1362/146934713X13699019904687
- Strauss, A. L., & Corbin, J. M. (1990). Basics of qualitative research (Vol. 15): Sage Newbury Park, CA.
- Stroborn, K., Heitmann, A., Leibold, K., & Frank, G. J. J. o. B. R. (2004). Internet payments in Germany: a classificatory framework and empirical evidence. 57(12), 1431-1437. https://doi.org/10.1016/S0148-2963(02)00433-2 DOI: https://doi.org/10.1016/S0148-2963(02)00433-2
- Tschopp, M. K., Perkins, D. V., Wood, H., Leczycki, A., & Oyer, L. (2011). Employment considerations for individuals with psychiatric disabilities and criminal histories: Consumer perspectives. Journal of Vocational Rehabilitation, 35(2), 129-141. https://doi.org/10.3233/JVR-2011-0560 DOI: https://doi.org/10.3233/JVR-2011-0560
- Yohan, A., Lo, N. W., & Winata, D. (2018). An indoor positioning-based mobile payment system using Bluetooth low energy technology. Sensors, 18(4), 974. https://doi.org/10.3390/s18040974 DOI: https://doi.org/10.3390/s18040974
- Zmijewska, A., & Lawrence, E. (2005). Reshaping the framework for analysing success of mobile payment solutions. In Proceedings of the iadis international conference on e-commerce (pp. 203-210).â€
References
Badra, M., & Badra, R. B. (2016). A lightweight security protocol for NFC-based mobile payments. Procedia Computer Science, 83, 705-711.†https://doi.org/10.1016/j.procs.2016.04.156 DOI: https://doi.org/10.1016/j.procs.2016.04.156
Baltar, F., & Brunet, I. (2012). Social research 2.0: virtual snowball sampling method using Facebook. Internet research., 22(1), 57-74. https://doi.org/10.1108/10662241211199960 DOI: https://doi.org/10.1108/10662241211199960
Basci, E. (2016). A critical look‎ at‎“marketing, consumption, and societyâ€â€Ž by‎ anti-consumerists: A qualitative and‎ interdisciplinary model of anti-consumerism. International Journal of Marketing Studies, 8(5), 15.†https://doi.org/10.5539/ijms.v8n5p15 DOI: https://doi.org/10.5539/ijms.v8n5p15
Brown, J. W., Chen, S. L., Mitchell, C., & Province, A. (2007). Helpâ€seeking by older husbands caring for wives with dementia. Journal of advanced nursing, 59(4), 352-360.. https://doi.org/10.1111/j.1365-2648.2007.04290.x DOI: https://doi.org/10.1111/j.1365-2648.2007.04290.x
Chen, J. J., & Adams, C. (2005, December). User acceptance of mobile payments: a theoretical model for mobile payments. In Proceedings of the Fifth International Conference on Electronic Business (ICEB), Hong Kong.†pp. 619 - 624.
Chin, W. W. (1998). Commentary: Issues and opinion on structural equation modeling.†MIS Quarterly.22(1). pp. vii-xvi.
Edwards-Joseph, A., & Baker, S. (2014). Factors Caribbean overseas students perceive influence their academic self-efficacy. Journal of International Students, 4(1), 48-59. DOI: https://doi.org/10.32674/jis.v4i1.496
Gong, X., Zhang, K. Z., Chen, C., Cheung, C. M., & Lee, M. K. (2020). What drives trust transfer from web to mobile payment services? The dual effects of perceived entitativity. Information & Management, 57(7), 103250. https://doi.org/10.1016/j.im.2019.103250 DOI: https://doi.org/10.1016/j.im.2019.103250
Goulding, C. (2000). Grounded theory methodology and consumer behaviour, procedures, practice and pitfalls. ACR North American Advances., 27(1).
Guo, J., & Bouwman, H. J. T. P. (2016). An analytical framework for an m-payment ecosystem: A merchants׳ perspective. 40(2-3), 147-167. https://doi.org/10.1016/j.telpol.2015.09.008 DOI: https://doi.org/10.1016/j.telpol.2015.09.008
Havard, C. T., & Eddy, T. (2013). Qualitative assessment of rivalry and conference realignment in intercollegiate athletics. Journal of Issues in Intercollegiate Athletics, 6, 216-235.
Humbani, M., & Wiese, M. (2018). A cashless society for all: Determining consumers’ readiness to adopt mobile payment services. Journal of African Business, 19(3), 409-429. https://doi.org/10.1080/15228916.2017.1396792 DOI: https://doi.org/10.1080/15228916.2017.1396792
Mallat, N. J. T. J. o. S. I. S. (2007). Exploring consumer adoption of mobile payments–A qualitative study. 16(4), 413-432. https://doi.org/10.1016/j.jsis.2007.08.001 DOI: https://doi.org/10.1016/j.jsis.2007.08.001
Malomi.N. (2012). Study and explanation of knowledge in the strategy, structure and human resource management processes of the Industrial Development and Renovation Organization of Iran. Mehr Alborz Higher Education Institute. (In Persian).
Slade, E. L., Williams, M. D., & Dwivedi, Y. K. J. T. M. R. (2013). Mobile payment adoption: Classification and review of the extant literature. 13(2), 167-190. https://doi.org/10.1362/146934713X13699019904687 DOI: https://doi.org/10.1362/146934713X13699019904687
Strauss, A. L., & Corbin, J. M. (1990). Basics of qualitative research (Vol. 15): Sage Newbury Park, CA.
Stroborn, K., Heitmann, A., Leibold, K., & Frank, G. J. J. o. B. R. (2004). Internet payments in Germany: a classificatory framework and empirical evidence. 57(12), 1431-1437. https://doi.org/10.1016/S0148-2963(02)00433-2 DOI: https://doi.org/10.1016/S0148-2963(02)00433-2
Tschopp, M. K., Perkins, D. V., Wood, H., Leczycki, A., & Oyer, L. (2011). Employment considerations for individuals with psychiatric disabilities and criminal histories: Consumer perspectives. Journal of Vocational Rehabilitation, 35(2), 129-141. https://doi.org/10.3233/JVR-2011-0560 DOI: https://doi.org/10.3233/JVR-2011-0560
Yohan, A., Lo, N. W., & Winata, D. (2018). An indoor positioning-based mobile payment system using Bluetooth low energy technology. Sensors, 18(4), 974. https://doi.org/10.3390/s18040974 DOI: https://doi.org/10.3390/s18040974
Zmijewska, A., & Lawrence, E. (2005). Reshaping the framework for analysing success of mobile payment solutions. In Proceedings of the iadis international conference on e-commerce (pp. 203-210).â€