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THE SHARIA MICROFINANCE AND THE COUNTER-HEGEMONIC MOVEMENT: EXAMINING THE LEGAL NORMS REGULATING ASPECTS OF INSTITUTIONAL AND BUSINESS ACTIVITIES IN SURAKARTA
Corresponding Author(s) : Kelik Wardiono
Humanities & Social Sciences Reviews,
Vol. 7 No. 3 (2019): May
Abstract
Purpose of study: Research aims at the study of legal norms that are formed and used to regulate the institutional aspects and business activities of the Islamic Micro Finance (LKMS) as well as the counter-hegemonic movement that lies behind them.
Methodology: This research employs qualitative approach, which based on secondary data in the form of written documents, collected through library studies and primary data from informants, collected through in-depth interviews and observations in four LKMS in Surakarta LKMS Al-Huda UNS, LKMS Al-Abidin, LKMS AmanahUmmahUMS, LKMS Al-Muayyad.
Results: The Legal norms established and used to regulate the institutional and business aspects of the four Sharia Microfinance Institutions in Surakarta show that there are certain aspects in common, and differences on the other. The norms used in regulating the institutional and business aspects of Sharia Microfinance Institutions in Surakarta show a mixture of norms in Islamic law and the MUIs Fatwa, the Norms (in positive law) governing banks, financing institutions, partnerships, and cooperatives, with elements of the more prominent Islamic law.
Applications: The existence of the equations of the norms used in the background by the existence of counter-hegemonic movement built by The Small Business Incubation Center (PINBUK), which has passed through the corporate phase but has not exceeded the hegemonic phase. While the differences of norms used, due to the different degrees of cultural penetration of each Sharia Microfinance Institutions against the hegemonic movement driven by PINBUK.
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- Antonio and Syafi’i, M. (2001). Bank Syariah : Dari Teori ke Praktik. Jakarta. Gema Insani Press. Chaniago, A. (1982). Perkoperasian Indonesia. Bandung. Angkasa.
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- Zare, H. and Zade, A. R. S. (2014). The Application of Tichy’s Model In Iranian Public Universities. UCT Journal of Management and Accounting Studies, 2(1):8–13.
References
Antonio and Syafi’i, M. (2001). Bank Syariah : Dari Teori ke Praktik. Jakarta. Gema Insani Press. Chaniago, A. (1982). Perkoperasian Indonesia. Bandung. Angkasa.
Fakih, M. (1999). Gramsci di Indonesia : Pengantar. Kata pengantar untuk buku Roger Simon. Gramsci’s Political Thought. Yogyakarta. Insist bekerjasama dengan Pustaka pelajar.
Gabdrakhmanova, R. G., Kalimullina, G. I., and Ignatovich, V. G. (2016). Professional Pedagogical Education Quality Management. International Electronic Journal of Mathematics Education, 11(1):103–112.
Lestiadi, S. et al. (1998). Panduan Unit Usaha Simpan Pinjam Syariah. Jakarta. Departemen Koperasi Pengusaha Kecil dan menengah dan Bank Muamalat Indonesia.
Lobo, J. and Pereira, C. (2016). Looking for Psychological Barriers in nine European Stock Market Indices. Dutch. Journal of Finance and Management, 1:39. DOI: https://doi.org/10.20897/lectito.201639
Ranjbaran, A. (2014). Investigation of Factors affecting in customer fundraising with emphasis on role of social marketing mass media in Saderat bank of Iran. UCT Journal of Social Sciences and Humanities Research, 2(2):31–37.
Robert, W. and Hefner (1998). Islamisasi Kapitalisme : Tentang Pembentukan Bank Islam Pertama di Indonesia. In Mark,
R. and Woodward, editors, JalanBaru Islam : Memetakan Paradigma Mutakhir Islam Indonesia, page 263, Mizan Jakarta. Mizan.
Sabiq, S. (2006). Fiqih Sunnah. Jakarta. Pena PundiAksara.
Sparringa, D. (1998). Mencari Model Ideal PenyusunanUndang-undang yang Demokratis : KajianPolitik, Disampaikan dalam seminar nasional. Semarang. Universitas Dipenegoro.
Sudjono (1990). Pengantar Koperasi. Surakarta. UNS Press.
Wahid, A. (1994). Menjadikan Hukum Islam Sebagai Penunjang Pembangunan. In dalam Tjun Surjaman, editor, Hukum Islam di Indonesia : Pemikirandan Pratek, page 3, Bandung. Remaja Rosdakarya.
Zare, H. and Zade, A. R. S. (2014). The Application of Tichy’s Model In Iranian Public Universities. UCT Journal of Management and Accounting Studies, 2(1):8–13.